IN THE CIRCUIT COURT OF MILLER COUNTY, ARKANSAS

A Class action settlement involving State Auto homeowners’ insurance will provide payments to those who qualify.

A court authorized this notice. This is not a solicitation from a lawyer.

• There is a class action about whether State Automobile Mutual Insurance Company and certain affiliates ("State Auto") allegedly failed to include payments of general contractor’s overhead and profit from amounts paid on claims for Structural Losses under homeowner’s policies.

• You may be eligible for a payment if you qualify and timely submit a valid claim form.

• Your legal rights are affected whether you act, or don’t act. An Individual Notice and Detailed Notice explaining the terms of the settlement are available on this web site. Go to the Documents section above to view these and other important documents related to the settlement.

  YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT:
  Submit a Claim Form	The only way to get a payment if you qualify.
  Ask to be Excluded	Get no payment. The only option that allows you to individually sue State Auto over the claims resolved by this settlement.
  Object	Write to the Court about why you don’t agree with the settlement.
  Go to a Hearing	Ask to speak in Court about the settlement.
  Do Nothing	Get no payment. Give up rights.

• These rights and options—and the deadlines to exercise them—are explained in the notices.

• The Court in charge of this case still has to decide whether to approve the settlement. If it does, and after any appeals are resolved, money will be distributed to those who qualify. Please be patient.